As a mobile notary service covering eastern Massachusetts, Boston Mobile Notary Service handles a variety of notarial duties. However, there are important distinctions between general notary work and serving as a loan signing agent. Understanding these differences can help clients determine which services are best suited to their needs.
General notary work involves notarizing a wide range of documents through activities like witnessing signatures, administering oaths, and acknowledging signatures. This could include anything from real estate closing documents to affidavits to powers of attorney. Our notaries are licensed by the state to perform all standard notarial acts.
We are also industry leaders in providing Loan signing agent services specifically deal with facilitating the closing of mortgage loans and refinances. This involves highly detailed work like reviewing hundreds of pages of loan documents with borrowers line-by-line to ensure accuracy and understanding. Loan signing agents must have an in-depth knowledge of the mortgage industry and lending regulations. Given the complex nature of loan closings, additional training and certification is required beyond a general notary license.
While our notaries can handle basic signings and closings, we are also loan signing agents and receive specialized instruction on topics like the Truth in Lending Act, the Real Estate Settlement Procedures Act, and the Dodd-Frank Act. We are equipped to catch any errors or issues during reviews and advise borrowers of their rights and responsibilities. For large purchase or refinance transactions, a loan signing agent provides peace of mind that the closing will go smoothly.
For simple notarizations not involving in-depth document reviews or industry expertise, general notary services may be sufficient. But for securing home financing, our recommendation is to use a professionally trained and certified loan signing agent. They can guide borrowers every step of the way to a successful and compliant closing experience.
Contact Boston Mobile Notary Service to discuss which of our services are the best fit based on your unique notarization or signing needs in eastern Massachusetts.